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Misata Studio

Synthetic Data for Insurance

Describe the insurer, for example 10,000 motor policies with an 8% annual claim rate, and Misata Studio designs the tables, shows them for review, then builds policyholders, policies, claims and payouts. The claim rate is exact, a claim belongs to a real policy, and premiums and payouts are set at believable levels for the kind of cover.

Updated 2026-09-24.

You would write

A motor insurer with 10,000 policyholders, policies over three years, an 8% annual claim rate and payouts for settled claims.

Studio designs the tables for your description and shows them to you before any data is made, so you can change them first.

Start from this

What Studio typically designs

policyholdersPeople whose details fit the country
policiesCover type, premium, start and end dates
claims and payoutsFiled claims and what was paid

What holds, and how you know

These are checked on the finished data, not assumed. Each dataset comes with a certificate listing what you asked for and whether it was met. How we verify.

  • The claim rate you state is exact
  • Every claim belongs to a real policy and never predates it
  • Every foreign key points at a row that exists, checked on the finished data
  • Every count, total, rate, share and date window you state is applied exactly, or listed as not applied
  • A certificate lists each requirement and whether the data meets it

Have a schema, specialised rules or a large volume and would rather hand it off? Ask us to build it for you.

Frequently asked

Do I need real insurance data to generate this?
No. Misata Studio builds the dataset from a description, a schema you draw, or a structure you import (SQL DDL, DBML or a CSV header). No real records are uploaded, copied or learned from, so there is nothing to anonymise.
Is the generated insurance data privacy safe?
Yes. Nothing is learned from real records, so no real person, customer or account can appear in the output. A model writes names, places and wording, and Studio may research public facts on the web (you can turn research off). It never asks for your data.
Can I control the numbers, like rates and totals?
Yes. State a total, a monthly curve, a share or a rate in plain words, or draw the curve, and Studio applies it exactly. The certificate lists each figure and whether it was met. If a figure cannot be met, Studio says so instead of changing it.
Can I use my own schema?
Yes. Paste SQL DDL or DBML, import a CSV structure, or draw the tables on the canvas. A schema you give is followed exactly, and any difference is reported.
Which formats can I export?
CSV, Excel, Parquet, JSON Lines, SQL for Postgres, MySQL, SQL Server, Oracle, BigQuery and Snowflake, SQLite, DuckDB, dbt seeds, Prisma, DBML, TypeScript, JSON Schema, a data dictionary and more.
Does Studio have a ready-made insurance model?
Not a fixed one. Studio designs the tables for your insurance description, shows them to you for review before any data is made, and then builds and checks the data. What it guarantees for every run holds here too: matching keys, exact stated numbers, ordered dates and a certificate. Domain formulas you need beyond that should be stated in the description, and the certificate shows whether each was met.

Choosing a tool? How Misata compares

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